Baby Boomers Running Out of Luck ; Personal Finance

Summary


The post-war "baby boomers" now reaching their sixties have had all the luck - rising house prices, free NHS medical care, cheap energy, final salary pensions (gold-plated and indexlinked in the public sector), and virtually free higher education.

So why are they hard up? A new report from Help The Aged and Barclays - with research by Bristol University's Personal Finance Research Centre - says money worries are forcing many to delay retirement.

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Extract


Baby Boomers Running Out of Luck ; Personal Finance

New retirees, it says, often face "the double whammy of living on a fixed income while managing existing credit commitments" - because a quarter of all people approaching pension age have outstanding consumer credit commitments.

Half of households headed by someone in their 50s are still repaying a mortgage, as is one in eight...

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