Cashing in On Equity Release

Summary


Despite major changes to state and private pensions outlined by the government this year, many older people obviously see bricks and mortar as a more reliable guarantee of a comfortable old age.

While state pensions increase slowly, the over-60s are living in properties worth more than pounds 750 billion - and if they fancy a cruise, car or ready cash for home repairs, an equity release loan drawn against the value of their home invariably offers the cheapest credit available.

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Extract


Cashing in On Equity Release

Phil Veale, of Age Concern Enterprises, says: "Some people really need equity release to provide those vital few extra pounds each week, others want it for cars and conservatories.

"The first group tend to make a quick decision, the second might mull it over for a year or more."

According to Dean Mirfin, at Key Retireme...

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