One in Twenty Refused Credit ; Personal Finance

Summary


One in 20 people has had a credit application turned down during the past 18 months as lenders tighten their lending criteria in the face of the credit crunch, according to a survey today.

About five per cent of people said they had had a mortgage or loan application refused since the beginning of 2007, with 13 per cent of these saying they made at least four applications before they were successful.

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Extract


One in Twenty Refused Credit ; Personal Finance

A further one per cent who were rejected had to...

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